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Mortgage Free Idea #1

What is my next move after I’m mortgage free? I’ve been thinking about this a lot, I’ve had a lot of different ideas pop in my head.  My latest idea, the one I keep coming back too is going to sounds a...

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My Mortgage Countdown #3, Year End Financial Crunch

It already feels like I’ve crossed the debt-free threshold! Mortgage Countdown #3 December is always tight for us!  Especially this year, since we took our first trip to Disney.  It also get tight...

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My Mortgage Countdown #2, Then There Was 1…

We just paid the 2nd to the last payment on our mortgage!      1 left   It’s a odd feeling.  Now that I’m so close I’m actually feeling a bit anxious about what comes next after we do pay off the...

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I Am Debt Free, My Mortgage Countdown #1 – Equilibrium

At Equilibrium We’re Debt Free!  We don’t have credit card, car, mortgage or any other type of debt! Two weeks ago, on the Wells Fargo Website, we chose the send “Payoff form” option for our last...

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Financial Planning Isn’t Really A One Size Fits All Model

There isn’t a “One Size Fits All” model for financial planning.   Credit Cards I love credit cards, no wait, I love reward credit cards!  But this is my one exception where I deviate from the norm with...

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Mortgage Free versus Paying For 30 Years

Today I’m going to talk about why I believe paying off your home mortgage early makes more sense for us middle folks (and probably the upper folks too) instead of investing all of your extra money into...

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Earning 25 Percent On My Previous Mortgage Payment

Occasionally I write about being totally debt free (no mortgage, car loans or credit card debt), but I had one problem with being debt free that took me a while to solve, and that was “What do I do...

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